CCW is alot on feel and personal preference. I MUCH prefer IWB rather than OWB for more concealment/retention. OWB is more convenient and I will do it when in the country or when less concerned about concealing.
You might wanna watch some youtube vids of any paddle style holsters especially the ones that rotate. If someone pulls on them they break easilly. I broke mine on my seatbelt in the loader
IWB also allows you to tuck your shirt in. It is just more versatile. IMHO anyway. I say all this and tell you that my Dad can't stand either and prefers shoulder carry or belly band which I think is crazy. What are going to do ask the bad guy to hold up while you rip your shirt like Superman?
Ok I am going off the rails here. Ask away about any other questions and I will try to stay on track....lol
Another important thing I like about hybrid holsters...re-holstering. Trying to holster any leather IWB holster and you will see what I mean. The kydex keeps its shape and leather collapses which makes it a pain in the ass.
If you have to use your weapon, after clearing the area. I would rather have the gun on person easily rather than put it on the ground or fumbling trying to holster it while going through an adrenaline dump (just might shoot yourself in the ass, leg, whatever) or a cop seeing a dude with gun in hand. Either one sucks compared to easily holstering with a kydex holster.