Usage: April - Sept = 6 months.
Insurance: 20 a month 240 a year.
Purchase price none listed est 15k
Maintenance + registration 800 a year.
Typical Ownership 5 years.
6 month usage x 3x a week. = 72 times a year. x 5 years - 360 uses during ownership.
$800 maint & reg x 5 year= $4,000
Purchase Price 15k
Insurance 240 per year x 5 = $1,200
Total 5 year TCO $20,200
6mo usage per year x 5 years = 30 mo.
$673 Total Cost Of Ownership per usable month. Just in the boat. + fuel + towing Fuel + baits + snacks + everything else.
56 bucks TCO per trip just in the boat.... And that's IF you use it 12 times a month like you say. Ask anyone that has ever bought a boat, you will not use it nearly as much as you think. Realistically it's Once a week, at that rate you're TCO is 168 bucks per trip just for the boat not counting fuel, towing fuel, etc.
673 a month for 6 months is 4,038.. DOn't know about you but I could find way better things to do with almost 700 bucks a month disposable income per summer month.. That's a new top of the line bow every month for 6 months. That's a private 250 acre lease for the whole year. That's 3 double bull blinds a month for 6 months.
And if you're financing this.. We haven't even added in amortized interest yet.