Home an Auto Insurance

[CJD3]

I'm fed up with my current home/auto insurance co.

My question is; Is it any better or worse to deal with someone with "brick/mortar" here in town or will I get the same or better just going on line?

 

[Dannmann801]

I got a case of the ass at Encova for raising my rates; my local insurance agency of 15 years was no help, worse than, so I shitcanned them.
My cousin works in auto repair and told me that Erie Insurance does a real good job, went with them and am reasonably happy.
Went thru local agent - I like having someone to sit down with if necessary.
See if you have an Erie agent near you and check 'em out. Online customer service is.....online customer service.

 

[5Cent]

Have had Erie Insurance before thru our uncle and they treated us well. Rate shopping a few years back landed us with Ohio Mutual and so far no issues.

 

[Jamie]

I have had Ohio Mutual for my business liability and commercial auto for 15 years and am very happy with them. The rates have stayed pretty steady, and they handled the only claim I've ever had with them very well and to my satisfaction. They could not match our current home/auto policy with Grange, so they only have my commercial insurance.

 

["J"]

The problem with insurance, they’re all good until you need them!

Knock on wood, no home owners claim since being a homeowner and only a couple vehicle claims when the kids started out. That was going on 20 years ago.

We currently have Farm Bureau but haven’t used them for any claims. But those I’ve talked too that have, say they’re good. They did save me a couple hundred on car and homeowners though.

 

[Dustinb80]

Also have ohio mutual, happy so far

 

[giles]

I feel like they all suck. So we recently went with a broker that'll shop for us. Went from shit auto coverage at $753 a month ro good coverage for $339 a month. Said our homeowners was top notch so we kept it.

 

[Mickey Merrie]

Erie for home and auto. Progressive for boat.

Be aware that a good agent is an asset, but a bad agent a liability. Some times all it takes for a good agent to become a bad agent is their last quarter of claims. May have nothing to do with you, but if they have a bad quarter they could lose performance bonus as it is directly related to profit/loss ratio! They will jettison clients to improve claims ratios, even if it is just the potential for claims in the people you are covering...

 

[Mike]

Went through Huntington Bank who shopped for us and ended up with a killer rate for auto and home.

 

[Jackalope]

As someone who lives on the gulf coast, I don't want to talk about it.

It wouldn't be relatable anyway, none of the big guys like State farm, Nationwide, Farm Bureau will write home policies south of I-10.

 

[bowhunter1023]

We have Erie. Our local agent used to be our neighbor. Great dude with exceptional customer service, and a big gun guy. Erie as a mothership has been great to work with when we've had issues. Their claim process has left us with only one complaint when I went with a shop they recommended that ended up being a shitshow. Ultimately, Erie made it right with us in the end. We also have two life insurance policies through them that rank well within the market.

 

[Hedgelj]

We currently have Wayne for home and property. Had them for auto but with the next 16 yo driver their rate wasn't competitive. We changed that to progressive about a month or so ago.

 

[jagermeister]

We deal with a small-town local insurance broker and we have had coverage through Ohio Mutual for about 4 years. Home, auto, business, and land liability. Very happy with them so far. The only claim so far was dealing with an automotive issue but they were excellent.