It took me all morning, but I got through this thread… It hit home with me because I'm pretty well covered. I'm the one that does all the stupid shit and has the health problems. Until I read your opening page, I never even thought about anything happening to my wife. Maybe it's been something I've never tried to think about? Because it sure crushed me this morning reading about everything and thinking about it. Thank you sir for sharing! This is something we NEED to handle and not put off. Been a string of fatal accidents in my area lately too.